Home Insurance

Cooperative Home Insurance

New customers get up to 1/3 off contents with Cooperative home insurance

Still searching for a cheaper buildings and contents insurance policy? Cooperative home insurance are offering homeowners up to 1/3 off contents when they buy a combined policy, plus there are many other fantastic features.

What’s covered with Cooperative?

Cooperative Key Facts

  • Homeowners can get up to 1/3 off contents insurance when they buy a combined policy
  • Buy online and save up to 15%
  • Up to £500,000 cover for rebuilding costs
  • Up to £50,000 cover for Legal expenses and protection
  • Been claim free? Get up to 40% no claims discount
  • New for old cover on contents items
  • 24 hour claim phone line

How do I get more savings on home insurance with Cooperative?

Cooperative home insurance are the ethical insurers and always offer homeowners good savings on buildings and contents insurance. You could lower your premium by implementing a few of these simple tips. Look at paying for your policy annually rather than paying monthly interest charges, although some insurers do offer zero percent interest which is fantastic in most cases you’ll save more money by paying it off straight away. If you have never made a claim on your home insurance policy, then you’ve probably got a good no claims status. Having more than four years no claims can get you a good discount rate off your household insurance quotation.

Another quick way to reduce the cost of the premium is to increase the excess amount you would be willing to pay when you make a claim. It’s like your contribution towards the repairs etc. This means that you annual premium will be less though, but it is important to get a balance here, because you don’t want to pay hundreds of pounds out every time you make a claim. By get a burglar alarm system fitted in to your home can also reduce the cost.